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Eligibility
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Summary of Benefits
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Important Notices
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Premium Assistance Program: 
 
The Low Income Premium Program (LIPP) is designed to help persons with limited incomes to remain on Pool coverage by offering a reduced premium.

INCOME ALONE DOES NOT DETERMINE POOL ELIGIBILITY

To qualify for the LIPP you must:

  • Be currently enrolled in the Pool or, if submitting an initial application, meet all eligibility requirements; and
     

  • Certify that only you or someone in your family will be paying your monthly premium (no other third party may pay your premiums); and
     

  • Meet the income guidelines; and
     

  • Submit a LIPP Supplemental Application annually, along with required proof of household income.

To determine if you meet the income guidelines:

  • Total the income of all related adult household members, as reported on the previous year’s Federal Income Tax Form (Line 4 of Form 1040EZ, Line 15 of Form 1040A or Line 22 of Form 1040)
     

  • Total the number of related household members of all ages
     

  • Find your household size and the corresponding income limits on the table below:

2008 Qualifying Income Limits

Household Size < 200% Federal Poverty Level
75% Premium Reduction
< 400% Federal Poverty Level
50% Premium Reduction
1 $20,696 $41,496
2 $27,860 $55,860
3 $35,024 $70,224
4 $42,188 $84,588
5 $49,352 $98,952
6 $56,516 $113,316
7 $63,680 $127,380
8 $70,844 $142,044


NOTE:  You must reapply and re-qualify for the LIPP annually no later than June 15th for an effective date of July 1st.

 
 
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